Extras cover
Cover for the everyday services you use to keep healthy, like dental, optical and physiotherapy.
What is Extras cover and how does it help you stay healthy?
What is Extras cover and how does it help you stay healthy?
Having Extras health insurance means you can claim for your regular healthcare appointments that aren’t usually covered by Medicare. These are things like a check-up at your dentist, a new pair of glasses or treatment at your physio, and can extend to a range of other services like acupuncture and dietary advice, depending on your level of cover.
Choose your cover
Choose a cover that includes the services you use and the amount you want to claim each year.
Core Extras
Essential cover for the most common healthcare services.
Get 60% back on each visit, up to the annual limits.
- Optical $250 a Year
- General dental $600 a Year
- Major dental $600 a Year
- Physiotherapy $350 a Year
See the full list of inclusions:
Core Extras Boost
The same Core cover, with higher annual limits for each service.
- Optical $300 a Year
- General dental $700 a Year
- Major dental $1000 a Year
- Physiotherapy $450 a Year
See the full list of inclusions:
Core and Wellbeing Extras
Cover for additional healthcare services. Get 60% back on each visit, up to the annual limits.
- Optical $250 a Year
- General dental $600 a Year
- Major dental $600 a Year
- Physiotherapy $350 a Year
- Chiropractic / Osteopathy $300 a Year
- Psychology $300 a Year
See the full list of inclusions
Top Extras
Cover for an extensive range of healthcare services with higher annual limits. Get 75% back on each visit, up to the annual limits.
- Optical $350 a Year
- General dental $1000 a Year
- Major dental $1300 a Year
- Physiotherapy $600 a Year
- Chiropractic / Osteopathy $500 a Year
- Psychology $500 a Year
- Natural Therapies $400 a Year
- Orthodontia $800 a Year
See the full list of inclusions:
Core Extras
Essential cover for the most common healthcare services.
Get 60% back on each visit, up to the annual limits.
- Optical $250 a Year
- General dental $600 a Year
- Major dental $600 a Year
- Physiotherapy $350 a Year
See the full list of inclusions:
Core Extras Boost
The same Core cover, with higher annual limits for each service.
- Optical $300 a Year
- General dental $700 a Year
- Major dental $1000 a Year
- Physiotherapy $450 a Year
See the full list of inclusions:
Core and Wellbeing Extras
Cover for additional healthcare services. Get 60% back on each visit, up to the annual limits.
- Optical $250 a Year
- General dental $600 a Year
- Major dental $600 a Year
- Physiotherapy $350 a Year
- Chiropractic / Osteopathy $300 a Year
- Psychology $300 a Year
See the full list of inclusions
Top Extras
Cover for an extensive range of healthcare services with higher annual limits. Get 75% back on each visit, up to the annual limits.
- Optical $350 a Year
- General dental $1000 a Year
- Major dental $1300 a Year
- Physiotherapy $600 a Year
- Chiropractic / Osteopathy $500 a Year
- Psychology $500 a Year
- Natural Therapies $400 a Year
- Orthodontia $800 a Year
See the full list of inclusions:
Why nib Extras?
Your choice of healthcare provider
See the dentist, optometrist, physiotherapist, chiropractor or other health professional you want, as long as they have qualifications
we recognise.
Take advantage of our optical and dental* offers
Visit an nib First Choice Optical provider or nib Dental Centre for no gap on selected products and services, including dental check-ups, selected glasses and contact lenses as well as other great discounts.
*Terms apply.
A better deal for members
Our First Choice network of dentists, optometrists and physiotherapists offer better value for nib members, including lower treatment fees and exclusive offers.
Your choice of healthcare provider
See the dentist, optometrist, physiotherapist, chiropractor or other health professional you want, as long as they have qualifications
we recognise.
Take advantage of our optical and dental* offers
Visit an nib First Choice Optical provider or nib Dental Centre for no gap on selected products and services, including dental check-ups, selected glasses and contact lenses as well as other great discounts.
*Terms apply.
A better deal for members
Our First Choice network of dentists, optometrists and physiotherapists offer better value for nib members, including lower treatment fees and exclusive offers.
Combined cover for total peace of mind
Combined cover for total peace of mind
Instead of simply having extras only, you can also pair up your extras cover with any of our Hospital covers. Whether to make tax savings, be prepared for the unexpected, or just for more comprehensive protection, choose the right combination of Hospital and Extras cover to meet your needs.
